LOAN TYPES : : : California Financial Group understands the importance of finding the right loan for each situation. If you need any type of mortgage loan, or a loan for debt consolidation, money for home improvements, a construction loan, or need first time homebuyer financing, chances are we can help you! Our agents are happy to explain each type of mortgage loan available, and will work with you to find your ideal financing solution. First Time Buyer First-time homebuyer? We can help assist in finding a house. Let us lead you through the sea of advertised rates and guide you to the best options for you as you choose from the various types of mortgages. Apply Now Mortgages Buying and/or selling a home? Have your eye on a investment property or second residence? We have a wide range of adjustable and fixed rate loans to choose from. Apply Now Refinance Mortgages Are you paying too much for your current mortgage? Chances are, you could be. Talk with one of our loan consultants to review your money-saving options at no obligation. Apply Now Debt Consolidation Credit card debt, car loans or other debt? Most likely you're paying more than you should. We can show you how to save money and get on top of your debt. Apply Now Home Improvement Thinking of expanding instead of moving? Updating a kitchen? We've got experts who can show you the best way to make it happen and increase the value of your home. Apply Now Didn't see what you were looking for? Contact us online or call 1-877-CFG-REFI (1-877-234-7334). Construction Building a new home? We can explain the ins and outs of construction loan options available to you. Apply Now Home Equity Think your dreams may be out of reach? The equity in your home can make your dreams a reality. Send a child to college, remodel an old kitchen, landscape a yard, the possibilities are endless. Let us show you how. Apply Now